1. Agreement
By creating an account and using MyFinance Studio, you agree to these terms. If you are using the service on behalf of a business, you confirm you are authorised to accept them on its behalf.
2. The service
MyFinance Studio provides invoicing, estimates, expenses, inventory, recurring billing, reporting and related tools. We may add, change or remove features over time, and update these terms when we do.
3. Your account
You are responsible for keeping your login credentials safe and for all activity under your account. Notify us immediately if you suspect unauthorised use. You must be at least 18 years old to use the service.
4. Subscriptions and billing
- Paid plans are billed monthly in advance through PayFast.
- You can cancel at any time; paid features continue until the end of the current billing period, then the account returns to the Free plan.
- Unused months are not refunded (see the refund policy for details).
- Free-plan limits apply to usage on the Free plan.
5. Acceptable use
You agree not to use the service for unlawful activity, to send unsolicited commercial email, to breach any third party's rights, or to attempt to gain unauthorised access to the service or its users.
6. Your data
You own the data you put into the service. You may export or delete it at any time. We may remove data of accounts that are inactive for an extended period or that violate these terms, with reasonable notice.
7. Availability
We aim to keep the service available, but we do not guarantee uninterrupted or error-free operation. To the maximum extent permitted by law, the service is provided "as is" without warranties of any kind.
8. Liability
To the maximum extent permitted by law, we are not liable for indirect, incidental or consequential damages, or for any loss of profits, revenue or data arising from your use of the service. Nothing in these terms limits liability that cannot lawfully be limited.
9. Contact
Luda Digitalinfo@myfinancestudio.co.za