Invoicing, quotes and payments - made simple.

Create professional invoices and quotes in minutes, accept PayFast payments, track expenses and get paid faster. Free to start - no credit card required.

  • Free plan · no card needed
  • Set up in under 2 minutes
  • PayFast payments built in
MyFinance Studio Dashboard showing invoices, customers and revenue overview MyFinance Studio Dashboard showing invoices, customers and revenue overview
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Invoice #1042 Payment received
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R4 850.00 Paid via PayFast
Built by a small business for small businesses
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Everything a small business needs to get paid

One clean workspace for your invoicing, quoting, expenses and reporting - without the bloat.

Professional Invoices

Branded, numbered invoices with your logo and colours, sent straight to your customer's inbox. Track draft, sent, paid and overdue at a glance.

Quotes & estimates

Turn a quote into an invoice with one click. Customers can review the terms, and you always know where each deal stands.

PayFast payments built in

Accept card and instant EFT with PayFast directly from the invoice. Payments update automatically and receipts are emailed to your customer.

Expenses & reports

Record expenses, attach receipts and see simple reports of what's coming in and going out - so you always know where you stand.

Multiple businesses

Run up to three businesses from one login on the Business plan, each with its own branding, bank details and invoice numbering.

Custom branding

Your logo, colours, website and footer on every PDF and email. Your customers see your brand - not a generic template.

Inventory tracking

Track stock against every product with SKUs, units and reorder levels. Stock updates automatically when invoices are created or voided, and low-stock items stand out at a glance.

Credit notes & recurring billing

Issue numbered credit notes and apply them against invoices, or set up recurring invoices that bill customers automatically. Payment reminders nudge customers before and after the due date.

Financial reports

Profit & loss, a simplified balance sheet and a VAT output report - built from your invoices, credit notes and expenses, exportable to CSV for your accountant.

Light & dark mode

Light mode for the daywalkers, dark mode for the night owls. Tap the sun or moon in the header and your choice sticks across the whole site.

Up and running in three steps

1

Create your account

Sign up free with just an email and password. Add your business details in minutes.

2

Send your first invoice

Pick a customer, add your line items, and send. Your customer gets a clean, branded invoice.

3

Get paid faster

Connect PayFast so customers can pay online, and watch payments update automatically.

Everything in one clean workspace

Professional invoicing, quotes, expense tracking, inventory and reporting - all from a single dashboard.

Simple pricing that grows with you

Start free. Upgrade when you're ready. Cancel anytime - you keep your data.

Free

R0/month

Perfect for getting started.

  • 1 business
  • 10 invoices per month
  • 10 estimates per month
  • 50 customers
  • Foreign-currency invoices
  • Expenses & reports
  • Accept PayFast payments*
Start free

Business

R499/month

For multiple companies under one roof.

  • EVERYTHING in Pro
  • Up to 3 businesses
  • Perfect for those extreme hustlers
Get Business

Prices in South African Rand, billed monthly via PayFast. No hidden fees - cancel anytime.

*We DO NOT charge you any fees on your PayFast payments, but PayFast's standard fees apply.

Frequently asked questions

Is there really a free plan?

Yes. The Free plan is free forever - one business, 10 invoices and 10 estimates a month, and up to 50 customers. No credit card required to sign up.

How do my customers pay me?

You connect your own PayFast account. Customers can then pay by card or instant EFT straight from your invoice, and the payment updates your invoice automatically.

Can I use my own logo and branding?

Yes - on the Pro and Business plans you can upload your logo, choose your accent colour, add your website and set a footer on all invoices and estimates.

Can I run more than one business?

The Business plan supports up to three businesses under one login, each with its own branding, bank details and invoice numbering.

What happens if I cancel my plan?

You keep paid features until the end of your billing period, then your account returns to Free. Your data stays safe and you can upgrade again any time.

Is there a dark mode?

Yes - light mode for the daywalkers, dark mode for the night owls. Tap the sun or moon in the header to switch, and your choice is remembered on your next visit.

Is my data safe?

Yes. All data is encrypted in transit and at rest, passwords are securely hashed, two-factor authentication is available, and payment secrets are encrypted. Your data is backed up regularly and you can export or delete it at any time.

Can I set up recurring invoices?

Yes - on the Pro and Business plans you can create recurring invoices that generate automatically on a schedule you choose. Combine that with PayFast and your customers are billed without you lifting a finger.

Tips for getting paid faster

Billing

9 ways to get paid faster as a small business

From clear payment terms to online payment links - the small changes that shrink your invoice days.

Read the guide →
Quotes

Why every quote should become an invoice

A signed quote is a promise to buy. Here's how converting quotes to invoices keeps cash flowing.

Read the guide →
Branding

Make your invoices look professional in 10 minutes

Your logo, colours and footer matter more than you think. Quick wins for a polished customer experience.

Read the guide →
Accounting

VAT for small businesses, simplified

Output tax, input tax, zero-rated vs exempt - and how to pull the VAT report your accountant wants.

Read the guide →
Inventory

Track stock without the spreadsheet

Why per-product stock levels stop write-offs, and how automated movements save you a weekly chore.

Read the guide →
Money

Foreign-currency invoices the right way

Invoicing overseas customers without messy conversions - record the rate once and report in rands.

Read the guide →

Browse all guides

Ready to get paid faster?

Join the small businesses already using MyFinance Studio to send invoices, close quotes and accept payments. Free to start.

Questions? Email info@myfinancestudio.co.za - we're happy to help.